Your business may be missing money every year.
We find and calculate the FICA Tip Credit your business may be missing, so you can keep more of what you’ve already earned.
Why it gets missed
You paid the tax. You may be missing the credit.
When your employees report tips, you pay Social Security and Medicare taxes on those tips. The IRS allows you to recover a portion of those taxes through the FICA Tip Credit. But the credit is not automatic.
Your employees report tips
Those tips are recorded through payroll.
You pay taxes on those tips
You pay Social Security and Medicare taxes on the tips your employees report.
The credit is not automatic
Someone has to calculate and claim it. If nobody does, the money stays unclaimed.
We calculate and help you claim it.
We review your payroll, calculate the credit, and prepare the supporting records needed to move forward.
Estimate your credit
See what your business may be missing.
Get a quick estimate based on your tipped employees and reported tips.
Calculate your estimated credit
Adjust the information below to build an estimate for your business.
Are the tipped employees paid as W-2 employees?
Are these voluntary tips rather than service charges?
Your estimate is ready
Enter your information below to view your estimated annual credit and potential prior-year opportunity.
Please complete all fields to view your estimate.
Your estimate will appear immediately. No obligation.
Your estimated credit is ready.
Based on the information provided, your business may qualify for a valuable annual FICA Tip Credit and additional credits from prior years.
Estimate based on
Restaurant or café · 18 tipped employees · $163,800 in annual reported tips · W-2 employees
Make this estimate official
We verify your payroll records, calculate the actual credit, and prepare the documentation your CPA needs.
- Actual credit verification
- Prior-year eligibility review
- CPA-ready filing package
Your FICA Tip Credit estimate
See what your business may qualify for
Your estimate will be based on:
- Your tipped workforce
- Reported employee tips
- Your business location
- Basic eligibility information
Preliminary estimate only. Actual eligibility is confirmed using payroll records.
Your estimate is ready
Your estimate has been calculated
Complete the information to view your personalized results.
Estimated annual FICA Tip Credit
$12,531
Potential credit per tax year.
Potential prior-year opportunity
Up to $37,592
Estimated across potentially available prior tax years.
Potential prior-year opportunity
$12,531
Based on 2025, the first year beauty businesses became eligible.
Preliminary estimate based on the information provided. Actual eligibility and credit amounts require payroll and tax-record review.
Review my estimated creditFree 15-minute review. No obligation. No percentage of your credit.
A quick note on eligibility
The employer credit generally applies only where the business paid employer payroll taxes on employee tips.
If your workers are 1099 contractors or booth renters, the past-year credit usually won't apply. We may still be able to help you set up tracking for eligible W-2 employees going forward.
Talk to us about W-2 trackingHow it works
Your credit, calculated in three clear steps.
You share your payroll records. We handle the detailed work.
Share your payroll information
Connect your payroll or securely upload the reports you already have.
What you provide
- Payroll reports
- Employee tip data
- Prior-year returns, when applicable
About 10 minutes of your time.
We calculate the eligible credit
We review qualifying employees, reported tips, wages, and payroll taxes to determine what may have been missed.
Employee by employee. Year by year.
Receive your complete credit package
Get a clear calculation and the supporting records needed to move forward.
What you receive
- Employee-level calculations
- Credit summary by tax year
- Supporting payroll schedules
- Filing-ready documentation
Clear records. No scrambling later.
You spend minutes. We handle the detailed work.
No percentage of your credit. No complicated paperwork. No scrambling to explain the numbers later.
Who qualifies
If your team earns tips, your business may qualify.
Restaurants, bars, hotel food and beverage operations, salons, barbershops, and nail salons may qualify when W-2 employees receive reported voluntary tips.
Restaurants & cafés
Serving teams receiving reported voluntary tips.
Bars & nightclubs
Bartenders and service employees receiving reported voluntary tips.
Hotel food & beverage operations
Qualifying restaurant, bar, banquet, and room-service teams.
Hair salons
W-2 stylists and salon teams receiving reported voluntary tips.
Barbershops
W-2 barbers and shop teams receiving reported voluntary tips.
Nail salons
W-2 nail technicians and salon teams receiving reported voluntary tips.
Common signs your business may qualify
- W-2 employees
- Voluntary reported tips
- Employer payroll taxes paid
Not sure? It takes less than a minute to check.
See if my business qualifiesPricing
One flat fee.
You keep 100% of your credit.
Your price is based on the work required, not how much we uncover.
Prior-year credit recovery
Starting at
$1,500
We review eligible prior years, calculate missed credits, and prepare the supporting records needed to move forward.
- Review of eligible prior years
- Employee-level credit calculation
- Supporting records prepared for filing
Final pricing is confirmed after a brief Credit Qualification Review.
See why flat pricing matters
Percentage firm
$15,000
25% of your credit.
Tax Credit Advisors
Flat fee
Agreed before work begins.
You could keep
$13,500 more
Example based on a $1,500 flat fee. Your final fee depends on the confirmed scope.
Prefer to talk it through first?
What business owners say
Real owners. Real credit opportunities.
Hear from business owners who finally understood what had been sitting in their payroll records.
Manny R.
Restaurant Owner
New York
They stayed with me through every step of the process and kept going above and beyond to help make sure I received my credit. Everything moved quickly, the team was responsive, and the process never felt complicated. They genuinely wanted to help. I never felt pressured or treated like just another sale.
What stood out
- Responsive team
- Clear process
- No pressure
Ellen P.
Nail Salon & Spa Owner
Arizona
The entire team was respectful, professional, and diligent. I knew the pricing before the work began, and they kept me informed throughout every step. The process moved quickly, and I always understood what was happening.
What stood out
- Upfront pricing
- Consistent updates
- Professional service
Damien L.
Barbershop Owner
Los Angeles, California
I was shocked by how much they were able to uncover for my business. They helped me recover a significant refund, and now they continue helping me claim the credit every year. They were thorough, maximized the opportunity, and never took shortcuts.
What stood out
- Strong results
- Ongoing annual support
- Thorough review
Jack M.
Café Owner
Texas
My payroll records were disorganized, but they took the time to find the discrepancies and explain what needed to be corrected. They still helped me move forward with the credit, and there were no hidden fees. I am extremely glad I decided to speak with them.
What stood out
- Payroll problem-solving
- No hidden fees
- Clear guidance
Reviewed by licensed tax professionals
Your calculation is reviewed by a licensed CPA or Enrolled Agent. Already have an accountant? We provide an organized package they can use.
Common questions
The answers business owners want before getting started.
When your employees report tips, you pay Social Security and Medicare taxes on those tips. The FICA Tip Credit allows you to recover a portion of those taxes. The credit is not automatic. It has to be calculated and claimed.
You generally qualify when you have W-2 employees receiving voluntary tips reported through payroll, and you paid employer payroll taxes on those tips. Your industry and the services your employees perform also have to qualify.
Check my business →Yes. If the credit was missed on eligible previously filed returns, we can review those years and prepare the information needed to claim it. The number of years available depends on your filing history, payroll records, and industry.
No. You can keep the CPA or accountant you already trust. We calculate the credit and organize the supporting records so they receive a clear package to work from. When needed, we can also coordinate with a licensed tax professional.
Accurate payroll review, credit calculation, and documentation require real work. We charge a small upfront fee to begin the qualification process and confirm the scope of your case. That fee is applied toward your total service cost if you move forward.
Qualification guarantee
If we determine that we cannot help you or that your business does not qualify, we refund the upfront fee in full.
The review must be completed and the requested payroll records must be provided.
If our qualification review shows that your business does not qualify or that we cannot responsibly take on the case, we refund the upfront qualification fee in full.
Required records must be provided so we can complete the review.
Still not sure whether this applies to you?
A quick conversation can help determine whether your payroll is worth reviewing.
Your next step
You paid the tax.
Let’s find the credit.
Tell us about your business. We will review the opportunity and explain exactly what comes next.
What happens next
- 01 Tell us about your business
- 02 Speak with a specialist
- 03 Review your credit opportunity
Real tax professionals. Clear answers. No pressure.
Licensed CPAs, Enrolled Agents, and tax credit specialists with 15+ years of combined experience.
Start with a quick business review
About one minute. No documents needed yet.
Please complete all fields so a specialist can review your business.
A credit specialist will contact you to review your answers and explain the next step.
Your review request is in
A Tax Credit Advisors specialist will contact you to discuss your business and the records needed for the next step.
- Your information was received
- No payroll access was requested
- No payment has been charged
Need help sooner? Call 866-835-0855