FICA Tip Credit Estimator
Free 60-second estimate · Section 45B FICA Tip Credit

See what your tip credit could be worth.

If your employees report tips through payroll, your business may qualify for a federal tax credit based on those tips.
Move the sliders below to get a quick estimate. No documents or phone call required.

Licensed CPAs & Enrolled Agents Capped pricing No call required

Tell us about your business

A few quick inputs. No documents needed.

20
$200
Estimated annual FICA Tip Credit
$0
Potential credit, per tax year
Potential prior-year opportunity
$0
Across potentially available prior tax years
Preliminary estimate only. Actual credit depends on qualifying services, reported tips, employee wages and hours, employer payroll taxes paid, and your tax records. Prior-year credits are non-refundable on their own and may reduce prior-year tax, carry forward, or lower future tax depending on your filings.
Based on about $208,000 in annual reported tips.
Free. No obligation. No sales call unless you want one.
The part nobody tells you

Your accountant is probably missing this.

The FICA Tip Credit is not automatic. It has to be calculated by hand, tip by tip, and attached to your return. Most CPAs and bookkeepers never do it. In most of the businesses we review, this credit was being left unclaimed year after year.

01

It is not automatic

Payroll records the tips. The credit still has to be calculated and claimed by hand. If nobody does it, nothing comes back.

02

It repeats every year

Every year it goes unclaimed, that money is gone. You paid the tax, and you never got it back.

03

Prior years may still be open

There is a limited window to reach back and claim credits you missed in past years. Once it closes, it closes.

Most tipped businesses never find out. The ones who check are often owed thousands.

See what I could recover →
How simple it is

You already paid it. Take it back.

Here is the whole idea in one line: the IRS lets you claim a credit worth 7.65% of every dollar your team reports in tips. You already paid that tax. It is yours to recover.

1

Your team reports their tips

Every reported tip runs through your payroll, just like it does today.

2

You already paid 7.65% on them

Social Security and Medicare tax, paid on every one of those tips.

3

The IRS lets you take it back

As a credit against what you owe. Real money returned to your business.

We start with your tip credit, then check every other credit your business may qualify for. One review, every opportunity.

How it works

You do none of the work.

No sales calls. No switching accountants. Pricing is capped, with custom pricing for multi-location businesses.

1

Call or request your questionnaire

Reach out however you like. We email you a short questionnaire to get started. No documents needed yet.

2

We find and calculate

We locate your tip credit, calculate it employee by employee, and check what else you qualify for. You do nothing.

3

We hand your CPA the package

You keep the accountant you have. We deliver a filing-ready package they can use, with capped pricing you approve before any work begins.

Who qualifies

If your team earns tips, your business may qualify.

The credit has long applied to qualifying food and beverage businesses, and now also covers specific beauty and personal-care services.

Commonly eligible

Restaurants & cafés

Serving teams receiving reported voluntary tips.

High tip volume

Bars & nightclubs

Bartenders and service staff receiving reported voluntary tips.

Select departments

Hotel food & beverage

Restaurant, bar, banquet, and room-service food or beverage teams.

Newly eligible

Hair salons & barbershops

W-2 stylists and barbers receiving reported voluntary tips.

Newly eligible

Nail salons

W-2 nail technicians and salon teams receiving reported tips.

Newly eligible

Med spas & esthetics

Qualifying W-2 personal-care staff receiving reported tips.

W-2 employees
Voluntary reported tips
Employer payroll taxes paid
Your next step

You paid the tax.
Let's find the credit.

Tell us about your business and we will review the opportunity and explain exactly what comes next. Reach us however you like.

Capped pricing you approve up front
No payroll access needed to start
No pressure, ever
Rather reach out directly?

Get your questionnaire

About one minute. We email you a short questionnaire and take it from there. No documents needed yet.

Best way to reach you

We email it right over. No obligation, no sales call unless you want one.

Licensed CPAs & Enrolled Agents Tax credit specialists Capped pricing Multi-location custom pricing

Specialists in the Section 45B FICA Tip Credit for qualifying tipped businesses.

855-752-5869
contact@tcacredits.com
Scottsdale, Arizona